Your Existing Mortgage


You have a legal responsibility to make all monthly payments on your existing mortgage until we have notified you of completion. Do not cancel your arrangements for payment, such as Direct Debits, until after we have confirmed completion to you. Mortgage lenders provide redemption statements to us on the basis that you will make all required payments prior to completion. Should you fail to make any required payments prior to completion we will not be aware of that fact and there may then be a shortfall on your mortgage account. The debt will remain your legal responsibility. It will continue to incur interest, and your lender is likely to refer your details to credit reference agencies until the debt is cleared. Should we have to become involved in dealing with such matters after completion, you will be liable for our additional time, to be costed at £130 per hour and any other losses arising.

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